What does workers' compensation provide?

Workers' compensation is designed to provide financial protection and medical care for employees who sustain injuries or illnesses that arise out of their job duties. This system is crucial because it ensures that affected workers receive the necessary medical treatment and compensation for lost wages due to their inability to work as a result of their injuries. By covering medical costs and offering wage replacement, workers' compensation promotes recovery and facilitates a smoother transition back to work, helping to safeguard the well-being of employees in the workplace. This coverage is specific to work-related incidents and does not extend to general health insurance or other benefits like unemployment insurance or retirement pensions.